PRIVACY POLICY

1. Information We Collect

We collect information that you provide directly to us, including:

• Account information (email, phone number, name)
• Expense data you send via WhatsApp or our platform
• Payment information for premium features
• Communication data when you contact us

2. How We Use Your Information

We use the collected information to:

• Provide and maintain our expense tracking service
• Process your expense data using AI
• Send you service-related notifications
• Improve and personalize your experience
• Ensure security and prevent fraud

3. Data Security

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. Your data is stored on secure servers with access controls in place. We do not sell or share your personal information with third parties for their marketing purposes.

4. WhatsApp Integration

Our service integrates with WhatsApp to provide expense tracking functionality. We only access messages you send to our designated WhatsApp number. We do not access other WhatsApp conversations or contacts.

5. Data Retention

We retain your information for as long as your account is active or as needed to provide services. You can request deletion of your account and data at any time by contacting us at support@xpensy.in.

6. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Export your data
• Opt-out of marketing communications

7. Third-Party Services

We use third-party services including but not limited to:

• WhatsApp Business API for messaging
• AI providers for natural language processing
• Cloud hosting providers for data storage
• Payment processors for premium features

8. Updates to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us: